Top-up Loans

A top-up loan lets you borrow a little more on top of your existing loan. We do offer them, but availability is limited and we can only offer them to a small number of eligible customers at any one time.

How to find out if you're eligible

The only way to check is in the app. If a top-up is available to you, you'll see a "Top-up" option on the Loan screen. If you don't see it, a top-up isn't currently available for your account.

Why can't I see the option?

There are a few reasons you might not be eligible right now:

• Top-ups are only offered to a small proportion of customers at any given time
• Eligibility is assessed separately from your original loan application
• Your account may become eligible in the future, even if it isn't right now

Can support arrange a top-up for me?

No. Our support team aren't able to create or trigger a top-up offer. Eligibility is determined automatically and only shows up in the app. Check back from time to time, as this can change.