We ask you to link your accounts so that we can make a more honest decision on your credit card application. We know that credit scores can be at least 6 weeks out of date so we don't think it's fair that this should be a contributing factor of accepting you for credit.

Instead, we ask that you link your most used bank accounts (the account that your salary is paid into and the account you spend the most on) to assess your spending and provide you with an appropriate credit limit suited to you.

The process of linking your accounts is done through a practice called Open Banking. Open Banking is a safe and secure practice that allows financial service providers (like us at Wagestream) to gain access to your banking information such as your recent transactions. You give consent for us to do this by linking them.

By linking, we assure you that we do not use your information for any other purposes.