Yes, you might be able to get a Wagestream credit card if you don't have a credit score.

Unlike most credit card providers we don't make decisions based solely on your credit history. Instead, we ask that you link your most used bank accounts (the account that your salary is put into and the account you spend the most on) to assess your spending and provide you with an appropriate credit limit suited to you.

The process of linking your accounts is done through a practice called Open Banking. Open Banking is a safe and secure practice that allows financial service providers (like us at Wagestream) to gain access to your banking information such as your recent transactions. You give consent for us to do this by linking them.

By linking, we assure you that we do not use your information for any other purposes.