To be eligible for a Wagestream loan, you must:

• Have been with your current employer for more than 6 months

• Have been enrolled on the Wagestream app for at least 4 months

• Pass our affordability checks

• Have no history of bad debts, such as credit that hasn't been paid back in the past 6 months

• Be a resident of the UK excluding Channel Islands (Jersey, Guernsey, Isle of Man)

• Be over 18 years old

• Set up a direct debit from a linked current account