Why do my online transactions need authorising?

We've added an extra layer of security to your online transactions with a service called 3DS, also known as 'Verified by Visa'.It's a standard that helps reduce fraud and provide extra security when making online payments.

When making a transaction, the online merchant or retailer will prompt you to open the Wagestream app to confirm the transaction. You will then 'authenticate' the transaction by entering your PIN or using Face ID, which is only accessible to you.

For more information, please read: https://www.visa.co.uk/products/visa-secure.html