💰 Loans

Frequently asked questions about our loans

  • The app tells me that I can't apply for a Wagestream loan at this time

  • Why can’t I change my name in my application?

  • Why do you need a Direct Debit set up to get a loan?

  • Can I increase my Loan offer?

  • What happens if I can’t make my repayments on my loan?

  • How is Wagestream different from other loan providers?

  • Who is the loan issued by?

  • I didn't receive an SMS code

  • Can I get a copy of my data?

  • Can I get a Wagestream loan without a credit score?

  • Loan terms & conditions

  • Loan pre-contract documents

  • What is a soft search and how is this different from a hard search?

  • My loan has not arrived

  • When will my Direct Debit be taken?

  • Will taking out a Loan with Wagestream affect my Universal Credit payments?

  • I want to cancel my Loan application

  • Can I keep making repayments after I leave my employer?

  • Can I change my loan repayment date?

  • Can I pay off my loan early?

  • Can I make overpayments to my loan?

  • Things to know before applying for a Wagestream loan

  • Will a hard search be left on my credit report?

  • How do I update my Direct Debit details?

  • What is a credit reference agency?

  • What documents or details do I need to provide to get a Wagestream loan?

  • Why can't I see the Loan icon on the app?

  • How long does the Loan application take?

  • I can't find my bank to use in my loan application