💳 Credit Card

All things related to our credit card

• Is Wagestream a Bank?

• How is Wagestream different from other credit card providers?

• Things to know before applying for a Wagestream credit card

• Can I withdraw cash at an ATM?

• Will I get charged for spending abroad?

• Do you charge a fee to take out cash in a foreign currency outside the UK?

• Activating your card

• About your card's PIN

• Contactless is not working

• My card has not arrived

• Ordering a new card or reporting a lost, damaged or stolen card

• Removing a linked bank account

• I've been charged for a transaction that shows as declined

• I've been over-charged for a transaction

• My item hasn't arrived / I didn't get what I ordered

• I don't recognise a transaction on my card

• Why do my online transactions need authorising?

• Does Wagestream offer balance transfers?

• Using Wagestream with Google or Apple Pay

• Why do I have to link my bank accounts?

• How many bank accounts can I link?

• What type of accounts do I need to link?

• My bank account is not listed

• How do I update my personal details?

• I have lost my phone, what should I do?

• Can I use my work email address?

• Why do you need a direct debit set up to use the Wagestream credit card?

• What happens if I miss my repayment by the due date?

• What documents or details do I need to provide to get a Wagestream credit card?

• Can I get a Wagestream Credit Card if I don't have a credit score?

• Will a hard search be left on my credit report?

• What is a credit reference agency?

• I have not received a verification code

• How can I delete my credit account?

• Why can my colleague / friend see the credit card icon but I can't

• I want to make a complaint

• Who is the credit card issued by?

• Why can’t I change my name in my application?

• When will my direct debit be taken?

• Credit Card Terms & Conditions

  Version 2.1 - 20 May 2024

• Credit card legal documents

• Pre-contract documents

• I didn't receive an SMS code

• The app tells me that I can't apply for the Wagestream card at this time

• Getting to know simple and compound interest

• How do I make a manual repayment?

• Can I decrease or increase my credit limit?